Don’t Go Into Debt for Christmas

Halloween is just finished and we are getting ready for Thanksgiving. Yet all the big box stores have been featuring twinkle lights and Christmas…..

Money Matters in Marriage

When couples say their vows at the altar, they don’t promise to be completely open and honest about all their financial information from this…..

Things Frugal People Never Do

In the many years we have been in this financial ministry, we have discovered some consist things that people who are careful with money…..

Is the Lottery Calling Your Name?

Should a Catholic buy lottery tickets? Is it a sin? But what if I win? Think of all the good things that I could…..

Cheap vs Frugal—Is There a Difference?

What some people call being frugal, other people call being cheap.  But there is a difference between the two. The dictionary definition of cheap…..

Social Security – Will it be There for You?

Well, the answer to the title question is … Maybe!  Depends on how you are thinking about Social Security. If you consider the original…..

Are You Headed for Financial Disaster?

Are you living paycheck to paycheck, worrying about debt collectors or finding it impossible to make ends meet? If you are experiencing financial challenges,…..

How Much Money Does it Take to Feel Wealthy?

Money is a key issue for Americans. Credit Card debt now totals more than $1 Trillion. Student loan debt now totals more than $1.5…..

How to Have a Successful Garage Sale

How many of us have garages so full of stuff that the cars remain in the driveway? How many basements are full of boxes…..

Get Rid of Your Mortgage

A lot people think the tax advantages of owning a home are greater than the advantages of paying off the mortgage early. But that…..

Money and Generation Z

A “Millennial” is a person who reached young adulthood around the year 2000. Generation Z (also known as Post-Millennials) is the generation following the Millennials. The…..

How to Manage Money in Your 20’s

You’ve graduated from college and have your first adult job and a new lifestyle.  Your job comes with a salary that’s larger than any…..