Challenge Your Expenses
Some people think that the only way to save is to make massive spending cuts and others think the best way to save is to make many small changes. We…
Money Saving Ideas
Some people think in order to save money it has to be some BIG amount. Other people think it’s better to save a little bit here and there. We think…
The Benefits of Using Financial Planner: Part 1
Would you give yourself a root canal? Probably not! You may think it’s crazy to pay a financial planner to keep track of your money, but if you don’t have…
Five Ways to Give Yourself a Raise
If you are like most people, it often seems that the money going out each month exceeds the amount of money coming in. Sometimes even the basic necessities appear to…
Health Care Sharing Plans – Part 2
To help you decide if a health care sharing plan is right for you and your family, we are going to look at things to think about and questions to…
Don’t Fool Yourself About Your Finances
Let’s face it, looking at your finances and being totally honest about what you are doing right, what you are doing wrong and what you are not doing at all…
Cheap vs Frugal—Is There a Difference?
What some people call being frugal, other people call being cheap. But there is a difference between the two. The dictionary definition of cheap is: not costing a lot of…
How to Have a Successful Garage Sale
How many of us have garages so full of stuff that the cars remain in the driveway? How many basements are full of boxes containing who knows what? Or even…
Lifestyle Inflation—How to Avoid it
Lifestyle inflation is accepted as a normal part of life in America. It means each time your salary increases, so does your spending in an effort to achieve some perceived…
Retiring? What Will You do With Your 401K?
When you are preparing for retirement there are a ton of financial implications. The biggest one is the amount of money you have available each month to cover your living…