Don’t Go Into Debt for Christmas

Halloween is just finished and we are getting ready for Thanksgiving. Yet all the big box stores have been featuring twinkle lights and Christmas trees for weeks!  We rush from one frantic buying season to another without even thinking about what the holiday is and why we should be celebrating. Unfortunately, this puts a lot […]

The Spiritual Cost of Debt

In our seemingly affluent United States, out-of-control debt is a quiet monster in our parishes. Over half of all Americans cannot pay cash for an unexpected $400 expense. So, they put it on their credit card. Add up several unexpected expenses along with regular monthly credit card spending and soon they are in debt over […]

Navigating Your Finances God’s Way: God’s Part, Our Part and Debt

People are curious about the Navigating Your Finances God’s Way Bible study. This blog and the next three that follow will provide you with an overview of the study and details about the topics covered. The Navigating Your Finances God’s Way study is done in a small group with no more than 12-14 people including […]

Credit Scores and Real Life

A few weeks ago, I was doing research for our podcast and radio show and found an interesting website article about how your interest rate on loans increases as your credit score decreases. It showed a chart that referenced credit scores to the interest rates for new and used car loans. I knew that the […]

Don’t Go Into Debt for Christmas

This year, it seems like Christmas advertising started the day after the kids went back to school.  For months, stores have been featuring Christmas decorations, trees, wreaths, lights and ideas for presents. As a society, we seem to skip from one shopping season to another with no regard to the holiday we are celebrating.  Other […]

Ditch the Debt!

If you are tired of paying interest or if you feel like there is an avalanche of debt coming your way, it’s easy to feel totally overwhelmed. But putting your head in the sand is no solution and ignoring debt can make things even worse. Many types of debt destroy your future. Maxing out your […]

It Takes Extraordinary Effort to Get Out of Debt

So many people who are in debt are looking for a quick fix.  They think taking out a consolidation loan, or even worse using a home equity line of credit to pay off debt will free them. Unfortunately, all a quick fix does is put a band-aid on a place where you need major surgery. […]

How Much Debt is Too Much?

Debt is a way of life in America. Most Americans carry some amount of debt. There is the mortgage, the car payment, medical bills, credit cards, student loans and the money good old Uncle Fred loaned to you. Unfortunately, many people don’t realize they have too much debt until they reach disaster level with their […]

8 Tips for Dealing With Debt Overload

If you are tired of paying interest or when there is an avalanche of debt coming your way, it’s easy to feel totally overwhelmed. But putting your head in the sand is no solution and ignoring debt can make things even worse. Here are some tips to keep you focused and help you slowly recover […]

Debt is Not Your Friend

Debt seems to be a way of life in modern day America. We have mortgages, car payments, credit cards, home equity lines of credit, second mortgages, student loans, loans from relatives, bank overdraft charges, payday loans and past due bills. That mountain of debt is ruining families and marriages. We have talked to so many […]