Category: Dealing with a Financial Crisis

Five Financial Steps to Take When Job Hunting

A study from the staffing firm Robert Half revealed that 64% of professionals polled think that changing jobs every few years can be beneficial. That’s a 22% increase over the previous four years. While changing jobs can be a boost to your salary, job hopping can also be a hit to your financial future if […]

Cut Your Monthly Bills, But do the Math

This year has brought all of us a lot of challenges and for many of us, those challenges related to finances. If you had financial challenges before the pandemic, the pandemic only made things worse, so it’s time top look at cutting costs. If you search the internet you’ll find a LOT of ideas about […]

Prepare for Your First Post Pandemic Christmas

Christmas will be in December!  That’s not news to anyone, but we act as though we don’t know when Christmas will arrive because the Christmas season often catches us unprepared financially. This year it’s especially important to plan ahead for Christmas because so many people are still recovering from the financial impacts of the pandemic. […]

I’m Going Back to Work, Now What?

Do you need a post-pandemic recovery plan for your personal finances? As you go back to work and begin receiving a salary again, it may be the perfect time to change your financial habits. The lockdown showed us all the unnecessary things we can do without, like we did for so many weeks this spring.  […]

Life After the Pandemic

The pandemic has reshaped family, consumer, corporate, and government behavior. And much of it in a good way. Debt has turned into a curse word, and people are going to be more fiscally conservative, at least for the short term. More people will focus on paying off personal debt and avoiding any new debt. There […]

What is a Crisis Budget and When Do You Implement it?

Unless you are one of the wealthiest people in the world, sooner or later you will probably have some type of financial setback. At some time in your life you are likely to face a family financial crisis such as a job loss, business reversal, illness, death of a family member, or military deployment of […]

Are You Headed for Financial Disaster?

Are you living paycheck to paycheck, worrying about debt collectors or finding it impossible to make ends meet? If you are experiencing financial challenges, you’re not alone. Whether your debt is the result of an illness, unemployment, or simply overspending, it can seem impossible to manage. A lot of people in this situation take out […]

What is a Crisis Budget and When Do You Implement it?

Unless you are one of the wealthiest people in the world, sooner or later you will probably have some  type of financial setback. At some time in your life you will probably face a family financial crisis such as a job loss, business reversal, illness, death of a family member, or military deployment of the breadwinner. […]

There’s a Catfish on the Sidewalk!

We’ve spent a lot of time this month preparing for then dealing with the aftermath of Hurricane Irma. For you non-Floridians, hurricane preparation means securing anything in the yard or patio that could be picked up by the wind and become a projectile. Laundry must to be done because we all need clean underwear in […]

To save or Not to Save – That is the Question

Today’s blog title is a take off on a scene from Shakespeare’s play Hamlet. In this scene, Prince Hamlet was contemplating the meaning of life. Today’s blog contemplates the reason for saving. The savings rate of the average American has hovered around 5% for the last several years. The personal saving rate is the net […]