Eliminate Holiday Spending Stress
Thanksgiving, Black Friday, Cyber Monday, and Giving Tuesday have all come and gone and the Christmas buying season is upon us. Before emptying your wallet and racking up credit card…
Don’t Go Into Debt for Christmas
Halloween is just finished and we are getting ready for Thanksgiving. Yet all the big box stores have been featuring twinkle lights and Christmas trees for weeks! We rush from…
The Christmas Bills Have Arrived – Now What?
“Black Friday” was in November of last year, but for many consumers, “Black January” occurs when the Christmas bills start piling up in January. For many people, this might be…
Avoid Holiday Spending Stress
Following is loosely based on an article in USNews that was titled “7 Ways to Avoid Holiday Stress” We are finished with Black Friday and the buying season is in…
Don’t Go Into Debt for Christmas
This year, it seems like Christmas advertising started the day after the kids went back to school. For months, stores have been featuring Christmas decorations, trees, wreaths, lights and ideas…
Avoiding Christmas Debt
It’s August, so why in world are we talking about Christmas? Too many Americans whip out the plastic for Christmas spending and use credit cards to finance Christmas costs. The…
Christmas is Coming!
This year… Christmas will be in December! That is really not news, but too often the Christmas season catches people unprepared financially. Consumer counseling agencies see a 25 percent increase…
Christmas Isn’t Ever Over
It seems like we’ve been preparing for Christmas since Labor Day and on Sunday Christmas will be here. Then it’s over. By Monday, December 26th our secular world will have…
The Perfect Christmas
Many people approach Christmas as a day when everything has to be perfect. The house needs to be beautifully decorated with just the right trimmings. The ornaments on the tree…
Black Friday and The Light
On Thanksgiving, we express our gratitude for all the good things in America: “spacious skies, amber waves of grain, purple mountain majesties and brotherhood from sea to shining sea.” The…