Are You An Adventurer or a Watchman?

“He instructed them to take nothing for the journey but a walking stick—no food, no sack, no money in their belts.” Mark 6:8 Last weekend we had a two night stay with family members who live in a city about two hours away. The amount of stuff we dragged with us was startling–clothes for each […]

You Have to Know Where You Are to Get Where You’re Going (Part 2)

Last week I talked about using a GPS or an APP for directions. I related the GPS to your financial journey and the need to understand your starting point before starting the journey from where you are to where you want to be. Whether you want to give more, save more, pay off debt or […]

Everyday is Earth Day

On Friday the world celebrated Earth Day. The original idea for Earth Day came from an environmental conference held in 1968. After two years of planning and a federal proclamation from U.S. Senator Gaylord Nelson, the first Earth Day was held on April 22, 1970. Nelson chose April 22 for the Earth Day celebration as […]

Doubting Thomas

“Thomas called Didymus, one of the Twelve, was not with them when Jesus came. So the other disciples said to him, ‘We have seen the Lord.’ But he said to them, ‘Unless I see the mark of the nails in his hands and put my finger into the nail marks and put my hand into […]

If You’re Getting Married, Talk About Money

It’s sad to say but most couples who are engaged to be married spend more time talking about the flavor of their wedding cake than they spend talking about money. The cake cutting ceremony takes about 10 minutes at the reception and money is something they’ll deal with every day for their entire married life. […]

Thin Mints and Lent

The girl scouts are in front of the grocery store with those yummy cookies so Lent must be here. Have you ever noticed that girl scout cookie time and Lent seem to coincide each year? Maybe providing us with those thin mints right before many of us abstain from chocolate for 40 days is part […]

Dirty Laundry

Since My husband and I run a ministry teaching Biblical financial principles, many people think we have always been financial saints.   I am here to tell you that is W-R-O-N-G! We’ve made every financial mistake that can be made. At one point, we lost $250,000 in long term savings and unearned income, plus we […]

Volunteer – Help Yourself

Countless studies that have shown that volunteering has many benefits, both physically and psychologically, including: Reducing stress Lowering blood pressure Decreasing the risk of dementia Lessening anxiety and depression Providing overall greater happiness Cultivating social connections and relationships Improving our sense of well-being Volunteering moves you outside your everyday trials and tribulations and distracts you […]

Do You Care What Other People Think?

There’s a great quote on social media, a version of which is attributed to Will Smith: “People buy things they don’t need with money they don’t have in order to impress people they don’t like.” So if you are one of those people who spends money trying to impress others, now is a great time […]

Interest Rate Hikes

The Federal Reserve Board passed on the opportunity to raise the prime interest rate in September, but it is a forgone conclusion that it won’t be long before the rate does rise, maybe as early as their next meeting in December. When it happens, higher interest rates will affect each typical American family in different […]