Roth IRA

A Roth IRA is a type of tax-advantaged retirement savings account available in the US. Contributions to a Roth IRA are made with after-tax money, but earnings and qualified withdrawals are tax-free. Qualified withdrawals cannot be made until the account has been open for five years or the account holder reaches aged 59 1/2. Roth IRAs are subject to annual contribution limits and income limitations.
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